Hit by a driver with no insurance while riding in Portland or across Oregon? Here is how required UM and UIM coverage steps in, why your bike's missing PIP makes it matter even more, and why your own insurer still fights you.

A step-by-step guide for Portland and Oregon riders on what to do after a crash, why your bike likely has no PIP so the UM and liability claims are everything, and what never to say to the adjuster.

Oregon gives you two years to file a motorcycle injury lawsuit, but a claim against a public body can require notice in just 180 days. Wet-weather evidence fades fast, which is why waiting is the mistake that costs riders the most.

Every rider and passenger in Oregon must wear a DOT-approved helmet. Here is what actually makes a helmet compliant and how a novelty lid can be turned against you under Oregon's 51 percent comparative-fault rule.

Oregon requires UM and UIM coverage, and for a motorcyclist with no PIP on the bike, it is the coverage that actually stands between you and an unpaid hospital bill. Here is how it works and why you should check your limits now.

Oregon requires Personal Injury Protection on car policies, but motorcycles are exempt. Most Portland riders have no PIP on the bike for their own medical bills after a wreck, and that gap shows up at the worst possible moment.

Hit by a driver who fled on a Portland road? Learn the immediate steps, why traffic and TriMet camera footage is a race against time, and how your required Oregon UM coverage pays after a motorcycle hit-and-run.

The dry spell is over and the rain is back for the winter. For Portland riders that means oil-slick first rains, greasy leaves in the Gorge, slick paint and metal downtown, valley fog, and cold hands in the dark. Here is where wet season bites and ho

Some Portland corridors put riders in the hospital far more than others. The Rose Quarter merge, the I-405 loop, the Gorge run on I-84, the Sunset Highway, OR-217, the Terwilliger curves, and the downtown track grid each carry their own risk. Here is

A drunk driver hit you on your bike near Portland this holiday season. Learn how Oregon DUII fault, dram shop liability, and UM coverage protect riders.

By November the ride home is a night ride whether you planned it or not. In Portland that means being seen in near-constant rain, glare off wet pavement, and at the intersections where left-turn crashes put down more riders than anything else. Here i

An Uber or Lyft hit you on your motorcycle in Portland. Learn how the $1M rideshare policy works, coverage gaps by app phase, and why Oregon PIP fails riders.

Your bike was totaled in an Oregon crash. Learn how Portland insurers set actual cash value, how to fight a lowball offer, and how salvage and gap work.

The best motorcycle rides near Portland, from the Historic Columbia River Highway and the Mount Hood Loop to the coast run and the West Hills, plus the hidden risks Oregon riders face and why a Portland crash hits differently.

After a Portland motorcycle crash there is usually no PIP on your bike. Here is how medical bills get paid in Oregon: health insurance, liens, and UM/UIM.

How to read your Oregon motorcycle insurance declarations page: why there is no PIP on the bike, what your liability limits mean, and why UM/UIM is your real protection.

What is an Oregon motorcycle accident case worth? A Portland rider's guide to damages, coverage limits, the missing PIP on your bike, and how the 51 percent fault bar can raise your number or wipe it out.

Is lane splitting legal in Oregon in 2026? No. Here is what the law says for Portland riders, how splitting I-5 traffic can shift fault, and safer alternatives.

Parking your bike for Oregon's wet winter? What Portland riders should keep, what to cut, and how to avoid a coverage lapse that spikes your spring rate.

The insurance adjuster who calls after your Oregon motorcycle crash is not on your side. Learn the tactics, what not to sign, and how the 51 percent fault bar makes every word you say matter.

The low-traction traps that drop Portland motorcyclists in Oregon winters: wet leaves, painted lines, bike-box paint, oily first rains, and how to ride them.

How to cross MAX and streetcar tracks on a motorcycle in downtown Portland, why a wet front wheel gets trapped, and how Oregon's 180-day claim notice works.

Hurt riding on the back of a motorcycle in Portland or anywhere in Oregon? Here is who pays a passenger injury claim, why there is no PIP, and how to stack coverage.

Left-turn and intersection crashes are the classic way Portland drivers hit riders. Here is how to prove failure to yield and beat Oregon's 51 percent fault bar.

Coming off a wet Portland winter layup? Run this spring pre-season checklist, T-CLOCS, rusty skills, and an Oregon UM/UIM re-check, before your first ride.

The Portland and Northwest riding scene wakes up every spring. Here is how to find bike nights, meetups, and charity rides, and ride the first group runs safely.